Pet Insurance
min read

Does Pet Insurance Cover Dental?

Pet insurance covers specific aspects of your pet’s dental care. Here is what pet insurance does and does not cover when it comes to dental.

Pet insurance covers an array of procedures, conditions and illnesses - but, does it cover dental care for your dog or cat?

There are many aspects to your pet’s dental health, so here’s a condensed explanation of what your pet insurance policy covers when it comes to oral hygiene.

Dental Pet Insurance: What Does It Cover?

Every pet insurance policy is different when it comes to dental coverage.

Most of the time, teeth cleanings are not covered by pet insurance as it’s considered routine or wellness. And, because pet insurance does not cover pre-existing conditions, any dental issues your pet may have before you buy pet insurance will not be covered under your policy.

So, while your dog or cat’s dental cleaning will need to be paid for out of pocket, here are some things that pet insurance will cover.

Fractured teeth and dental accidents are always covered by pet insurance. And, some comprehensive pet insurance companies offer coverage for dental diseases and illnesses. Such as - periodontal disease, gingivitis and oral tumors.

According to the American Veterinary Medical Association, 80% of dogs and 70% of cats deal with some kind of periodontal disease by the age of 3. And, other dental illnesses and injuries that can often occur include:

  • Malocclusions
  • Feline Tooth Resorption Syndrome
  • Dental Epulis
  • Complicated Dental Fractures
  • Uncomplicated Dental Fractures
does pet insurance cover dental

Routine Dental Care - Is It Covered?

As a general rule, routine dental care such as teeth cleanings are not included in most pet insurance plans. This is because it is considered wellness, not accident or illness. Due to this, some pet insurance policies allow for a wellness add on.

Some dental care you can expect to pay for out of pocket if you don't have a wellness plan includes:

  • Routine Dental Cleaning
  • Annual Dental Checkups
  • Teeth Brushing by vet or groomer
  • Pet toothbrushes, toothpaste, dental chews or supplements

At Fursure, we've created a Wellness Add-On to our accident and illness pet insurance plans to help pay for these dental expenses. With our pet insurance plans, you can simply add Wellness to your policy that will help to cover preventative care procedures. You can learn more about Fursure Pet Insurance and get your quote today, here.

How To Find the Right Dental Insurance Plan For Your Pet

Dental coverage can make it easier to keep your pet’s teeth healthy. So, make sure you buy a pet insurance policy that covers what you want it to.

Every dog / cat is different, therefore paying attention to the history of your breed is crucial when determining their long term health and wellness.

Fursure Pet Insurance makes it easy to get your pet protected and covered in just a few minutes, get your quote today!

Join the Fursure Pack
Expert pet parenting advice, the very best in show products and pet insurance guidance... delivered right to your inbox every Monday.
Read about our privacy policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.


Say goodbye to out of pocket vet payments.

Introducing pet insurance that pays your vet directly. We let you keep your cash on hand, so you can focus on giving your pet the best care possible. Give your pet the coverage they deserve.