Pet Insurance
min read

Does Pet Insurance Cover Emergency Visits?

Determining whether pet insurance covers emergency visits and what your plan may offer in terms of options when it comes to protecting your furry friend.

As a pet parent, your pet’s health and well-being is your top priority. While all pets experience small accidents from time to time, serious injuries can occur that require emergency attention.

Bringing your pet to the emergency vet is stressful and scary. In that moment, all you’re focused on is making sure your pet is okay and that the veterinarian can help them recover.

During these situations, the last thing you want to worry about is whether you can pay for their treatment.

This is where pet insurance comes in. It acts as a safety net for unexpected medical expenses and gives you peace of mind knowing your pet is protected.

We’re going to answer the question — does pet insurance cover emergency visits?

Let’s dig in!

What is Pet Insurance?

Pet insurance is a policy designed to help pet owners manage the cost of veterinary care and protect their furry friends. Comparable to health insurance for humans, pet insurance plans vary in coverage and cost, depending on your pet’s age, breed, where you live and ultimately which plan you choose.

Pet insurance plans typically offer coverage for various aspects of your pet's healthcare, including:

  • Accidents
  • Illnesses
  • Wellness care - as an add-on to your accident and illness coverage

Does Pet Insurance Cover Emergency Visits?

Yes, pet insurance covers emergency visits. But, the extent to which your pet insurance plan covers emergency visits can vary significantly from one policy to another.

Therefore, you’ll need to carefully review the terms and conditions of your insurance plan to understand the specific coverage it offers for emergencies. These are the most common scenarios and situations in which your insurance plan will cover emergency visits.

  1. Accidents: Most pet insurance plans cover emergency visits resulting from accidents, such as car accidents, falls, or injuries incurred during play. This can include diagnostics, surgeries, hospitalization, and medication.
  2. Illnesses: Many policies also cover emergency medical expenses related to sudden illnesses. Whether your pet develops a severe infection, organ failure, or any other unanticipated health issue, pet insurance can help cover the associated costs.
  3. Hospitalization: Emergency hospitalization is often covered by pet insurance, ensuring that your pet receives the necessary care and attention during a crisis.
  4. Diagnostic Tests: Insurance may cover diagnostic procedures like blood tests, X-rays, MRIs, and other diagnostic tools used to assess the health of your pet during an emergency.
  5. Medication: The cost of prescribed medications, whether for pain relief, antibiotics, or any other necessary treatment, is often included in the coverage.
  6. Surgery: Emergency surgeries, such as those required for life-threatening conditions, are typically covered by pet insurance, although there may be limits or exclusions.

pet insurance guide

Protect Your Pet With Fursure Pet Insurance

Pet insurance is incredibly important to cover emergency visits for your beloved pet.

While, the extent of coverage can vary widely depending on the policy you choose, you’ll be able to fully understand what your plan entails by reading the policy terms carefully and speaking with your insurance provider.

With Fursure Pet Insurance, your pet will be protected no matter what. And, with the help of our team, you’ll know exactly what your plan entails and the coverage you have for your best friend.

Give your pet the coverage they deserve and have the financial security you need to provide the best care for your furry friend during unexpected emergencies. Learn more about Fursure Pet Insurance and get your pet covered, today!

Join the Fursure Pack
Expert pet parenting advice, the very best in show products and pet insurance guidance... delivered right to your inbox every Monday.
Read about our privacy policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.


Say goodbye to out of pocket vet payments.

Introducing pet insurance that pays your vet directly. We let you keep your cash on hand, so you can focus on giving your pet the best care possible. Give your pet the coverage they deserve.