Pet Insurance
min read

Does Pet Insurance Cover Neutering?

Determining whether pet insurance covers neutering or spaying as well as the difference between these procedures and the cost.

If you’re considering a spay or neuter procedure for your pet, you may be wondering how much it costs and whether your pet insurance plan covers this procedure.

In this article, we’re answering the question: does pet insurance cover neutering?

Let’s dig in!

Spaying vs. Neutering: What's the Difference?

Spaying and neutering are both procedures to prevent your dog or cat from breeding. The main difference is that spaying is for females while neutering is for males.

The neutering process removes the testes of your male pet. And, the spaying procedure removes the ovaries, fallopian tubes and uterus of your female pet. These are both surgical procedures.

These surgeries are performed by your veterinarian, your pet will receive general anesthesia and will be able to go home the same day. This surgery can make your pet have some discomfort and they will need lots of rest to recover.

How Much Does The Neuter Procedure Cost?

The cost of neutering your pet varies depending on where you live, the type of veterinarian clinic you go to, you pet’s age, size and breed.

It’s recommended to have your pet neutered when they are young, ideally between 9 and 15 months of age for larger breeds and 5 to 6 months for smaller breeds.

Generally, pet owners can expect to pay between $50-$500 for this surgery.

How Much Does The Spay Procedure Cost?

The cost of spaying your dog is similar to the cost of neutering and again, depends on the factors we mentioned above.

The price can cost anywhere from $50 to $500.

To determine the exact cost of the procedure, it’s always best to speak with your veterinarian as vet prices vary depending on your location, their local taxes and expenses.

Does Pet Insurance Cover Spaying and Neutering?

Most pet insurance plans do not cover the spay or neuter procedure. This is because these surgeries are considered elective, preventive care and standard pet insurance policies are designed to cover accident and illness costs.

Pet insurance exists to ensure that pet parents can afford unexpected costs that occur due to an unplanned accident, illness or disease.

While spaying and neutering can have many benefits for your pet including increasing their lifespan and eliminate certain diseases such as testicular cancer and reproductive infections, they are not filed under accident or illness care.

However, if you’d like to have a portion of your pet’s spay or neuter procedure covered, you can purchase a wellness add-on to accompany your pet insurance plan.

Fursure Wellness Rewards For Spay and Neuter Coverage

Fursure Pet Insurance is a pet insurance plan that covers accidents and illnesses.

With our wellness add-on, Fursure Wellness Rewards, you’ll receive up to $265 worth of coverage for any preventative care provided by a licensed vet including but not limited to spay/neuter procedures and wellness exams.

With your wellness coverage, you can not only protect your pet from the unexpected, but save money on their preventative care.

A few examples of what Fursure Wellness Rewards can be used toward includes:

  • Wellness exam fees / annual visits
  • Vaccinations & titers
  • Flea, tick, & heartworm preventatives
  • Spay/neuter surgery
  • Fecal & routine blood tests
  • Microchipping
  • Nutritional supplements
  • Grooming
  • Medicated shampoos
  • Toenail trimming and more!

You can learn more about Fursure Insurance and our Wellness Rewards, here.

Protect Your Pet With Pet Insurance

Having your pet spayed or neutered is a personal decision that has several important medical benefits for your furry friend.

And, with a Fursure Pet Insurance plan paired with our wellness add-on, you can ensure that your pet is not only protected against accidents and illnesses, but that you’ll always have the funds to pay for their preventative care.

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