Pet Finance

How To Pay For Emergency Veterinarian Bills

Unexpected visits to the vet can be stressful for any pet parent. Here are a few ways you can pay your emergency veterinarian bills and take care of your dog or cat.

5
min read

There’s nothing more stressful and worrisome than when your dog or cat has a medical emergency. Whether it’s an accident or illness, you never want to think about your pet getting sick.

Unfortunately, medical issues are more common than most pet parents think. And, unexpected and surprise veterinary visits can not only be upsetting, but can also be incredibly expensive if you’re not prepared.

Emergency medical care is far more intensive than standard routine or wellness checkups. This is because in the event of an emergency, your pet may need to undergo an urgent procedure that may involve anesthesia, medicine or even surgery.

Plus, if the emergency occurs in the middle or the night, you may need to rush your pet to an emergency clinic versus your regular veterinarian. If it helps to compare, think about how much it would cost you to go to the emergency room for care. The same level of expenses for urgent medical attention applies to your pet.

We know that you want the best for your pet and to take care of them no matter what. In order to avoid panic about how to pay for their emergency medical care, it’s best to make a financial plan as soon as possible.

Here are a few ways that you can prepare your finances for any potential emergency veterinarian visits.

How To Pay For Emergency Vet Bills

Start An Emergency Fund With A Pet Savings Account

The best way to make sure that you can always pay for your pet’s medical bills is to have the funds available. While saving may be challenging for some, it’s important to prioritize putting away money in order to avoid panic in case of an emergency.

The best way to save for your pet is to start an emergency fund with a pet savings account. A pet savings account works just like your own personal savings.

With a dedicated bank account for your pet, you can manage and budget all pet related expenses. The best way to do this is to create a financial plan that you can stick to every single month. Determine how much you can afford to put into the pet savings account and over time your money will grow, gain interest and be there when you need it the most.

It’s recommended that when considering how much you should have in your savings, the best practice is to have enough for 3 to 6 months of expenses available. So, if you spend $500 per month on your pet, your savings account should have at least $1500-$3000.

Every pet parent is different and the amount you spend on your pet(s) is dependent on many factors. The best way to know how much you should set aside is to take a look at your personal pet related expenses and budget accordingly.

To help you make a final decision, here is what you can expect to pay for emergency veterinary care. These costs are dependent on where you live, how many veterinarians are in your area and the time of care:

  • 1-2 Day Hospitalization
  • Cats: $600-$1500
  • Small Dogs: $1500-$3000
  • Large Dogs: $2000-$3500
  • 3-5 Day Hospitalization
  • Cats: $1500-$3000
  • Small Dogs: $1500-$3000
  • Large Dogs: $2000-$3500
  • Emergency Surgery
  • Cats: $1500-$3000
  • Small Dogs: $1800-$3000
  • Large Dogs: $2000-$10,000

As you can see, the costs of emergency treatment and hospitalization for your pet can quickly add up and result in expensive medical care.

To help pet parents financially prepare and take care of their pet, our team at Fursure is creating a pet savings account for you and your best friend.

It’s the only savings account designed for pet owners. Your pet and wallet will thank you.

Sign up for a free pet savings account, today!

Purchase a Pet Insurance Policy

In addition to setting up an emergency fund with a pet savings account, you should also consider purchasing a pet insurance policy for your pet.

Pet insurance helps you pay for your pet’s medical expenses and veterinary bills. With your policy, you can take your pet for care and get reimbursed for treatments that are covered by your provider.

This is especially important when it comes to accidents and illnesses as these are the two main types of coverage offered by pet insurance companies. Some providers also offer a wellness option that covers routine care and visits.

So, how does pet insurance work? It’s pretty simple. You will pay a monthly deductible in exchange for the coverage your pet needs. You can take them to the veterinarian, pay for their treatment and then submit a claim to your provider in order to be reimbursed.

The cost for your monthly insurance premium is dependent on several factors including whether you have a dog or cat, their breed, age, gender, where you live and the coverage plan you choose.

The average monthly cost of pet insurance is $47.20 for dogs and $29.54 for cats for plans that cover both accidents and illness. The average cost of plans can range from $25 to $70 for dogs and $10 to $40 for cats.”

It’s important to note that while pet insurance is a great way to protect your pet and can cover a majority of your expenses, no pet insurance companies in the United States currently offer coverage for pre-existing conditions. This is why we recommend that pet parents purchase a policy as soon as possible for their pet in order to make sure any health issues that may arise are covered.

So, how do you find the best pet insurance policy for your dog or cat? Our team at Fursure can help.

We’re pet insurance advisors that help you find and purchase the best pet insurance policy for your pet and budget.

With our pet insurance comparison tool we can provide you with customized options to choose from.

All you need to do is sign up, provide us with some details about your pet and we’ll match you with providers that meet you and your pet’s needs.

Did we mention we’re completely free for pet parents?

To get your pet protected and covered in just a few minutes, buy a pet insurance policy today!

Even though you try your best to prepare for the unexpected, accidents happen and illnesses occur. That’s why it’s incredibly important to be prepared no matter what by setting up an emergency fund with a pet savings account and getting your pet covered with a pet insurance policy.

By adding these layers of protection, you’ll be able to have peace of mind and confidence knowing that you can afford to take care of your pet and pay their medical bills when an emergency occurs.

If you need help with a pet insurance plan or opening a pet savings account, contact our team at Fursure. We’re a team of pet parents dedicated to helping you take care of your best friend.