Pet Savings Account vs. Pet Health Insurance
Pet Savings Account vs. Pet Health Insurance. How to prepare your finances and save for your dog or cat’s medical expenses, care and treatment.
Pet Savings Account or Pet Health Insurance For Your Pet?
As a pet parent, you never want to think about the possibility of your best friend getting sick. Unfortunately, illnesses and accidents happen, so in order to make sure you can take care of your pet, you need to be financially prepared.
To help you prepare for medical emergencies, annual visits and necessary treatments, there are a few ways for you to set up your finances. For your dog or cat you can:
- Sign them up for a pet insurance policy
- Open a dedicated pet savings account for pet related expenses
Let’s discuss your options with a pet savings account, pet health insurance plan or a combination of both.
The Pros of Having a Pet Savings Account
Opening a dedicated pet savings account is a great way to ensure that you’ll always have access to the necessary funds to cover your pet’s medical treatments.
With a pet savings account you can:
- Put money away on your own schedule and as often as you’d like
- Gain interest and rewards just for saving up for your pet
- Pay directly from your account for any treatments your pet may need
- Build financial security for your pet’s daily needs and medical expenses
Additionally, your pet savings account can be the place where you save up for anything pet-related such as:
- Training programs
- Wellness Care
- Medication & Vaccinations
- Grooming and more
Owning a pet requires a large financial investment, so a savings account can help you put money aside and budget for the necessary expenses.
Plus, a pet savings account gives you the ability to be in charge of your finances. You get to choose how much you contribute and how often.
This can be a great choice for pet parents who are on top of their pet’s budget and want to set up recurring deposits to make sure there is always enough money put aside for their pet.
Our team at Fursure is creating a better way for pet parents to be financially savvy when it comes to the wellbeing of their dogs or cats. With our free pet savings account, you’ll be able to save for your pet and get rewarded for when you spend.
It’s never been easier to financially care for your best friend.
The Pros of Pet Insurance
When it comes to preparing for the future and protecting your pet, there is also the option of purchasing a pet insurance policy.
Pet insurance works in a very similar way to human health insurance. Here’s the process:
- You’ll find and purchase the best pet insurance policy for your pet and budget
- Bring your pet to the veterinarian for any care they need
- Pay for the treatment during your visit
- Submit a claim to your insurance provider for treatments covered
- Get reimbursed
You will pay your monthly deductible and if you need to bring your pet into the veterinarian, your treatments will be covered based on your provider and the plan you choose.
Pet insurance is truly beneficial for pet parents as it gives you peace of mind knowing that your pet will be protected in the case of catastrophic emergencies, accidents or unexpected illnesses. You should never have to choose between taking care of your pet and your ability to afford veterinary treatment.
So, why should you sign your pet up for a pet insurance policy? Here are the pros of purchasing a plan:
- You’ll be covered for expensive medical treatments and bills
- Protection in the event of an accident or emergency that you could not anticipate
- Peace of mind knowing you can take your pet to the veterinarian and afford the visit
- Getting them covered when they’re young can help you afford the cost of care as they age
Finding a pet insurance policy requires a lot of time, effort and research. It can take hours of scrolling the Internet in order to read through every provider’s policy and coverage details in order for you to make a final decision.
But, what if there was an easier way to find and purchase a pet insurance policy for your dog or cat?
At Fursure, we are a team of pet insurance advisors. In fact, you could call us pet insurance gurus. We know everything there is to know about the current offerings of pet insurance plans and which ones are worth it for pet parents.
We offer a completely free, yes FREE, service to pet owners looking to insure their pets. All you need to do is sign up with us and answer a few questions about your pet’s age, breed and where you live. Once we have that information, we provide you with a customized list of insurance policies to choose from. The process is seamless, fast and personalized to you and your pet’s needs.
Once you select your plan, you’ll purchase it and your dog or cat will set up their policy and be protected within a matter of minutes.
Pet Savings Account & Pet Insurance Plan
So, which one should you choose for your dog or cat?
We recommend a combination of both a pet savings account and pet insurance plan.
With your pet insurance plan, you’ll be able to insure your dog or cat and know that their medical bills will most likely be covered by your provider. Yet, because pet insurance usually does not cover wellness treatments, dental and pre-existing conditions, you’ll still need a way to pay for these extra treatments. That can be done with your pet savings account.
Additionally, since your pet insurance plan requires that you pay a monthly deductible, you can use your dedicated pet savings account to set aside money each month or as often as you’d like to make sure that you can always afford to pay for your plan.
Plus, with our pet savings account from Fursure, you’ll earn interest and rewards simply by saving up for your pet.
You deserve to be rewarded for taking care of your best friend and being the best pet parent any dog or cat could ask for.
We’re here to help, so if you have any questions about pet savings or pet insurance, contact our Fursure team, today!