Compare Pet Insurance for Scottish Fold Cats

Published on
December 11, 2023
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Learn About the Best Scottish Fold Cat Pet Insurance Plans

Descending from a white barn cat named Susie in Scotland in the 1960s, Scottish Fold cats are famous in the U.S. today for the breed’s small, folded floppy ears. However, their deformed ears are the result of a genetic condition that affects the cartilage throughout their body, which can cause them to have other health problems.

They resemble “owls,” “pixies,” or “teddy bears” because they can fold their ears backwards or forward, giving them a distinct look. Known as high shedders due to difficult or uncomfortable grooming, Scottish Fold cats have coats that are difficult to care for. The cats are quiet, hardy, and sweet companions.

Scottish Fold cats adapt well to their new homes or environments. However, any prospective Scottish Fold owners should be prepared to face health problems in this breed. Many pet owners overlook this issue because the breed has a reputation as being “cute.”

Like other cats, Scottish Folds need a balanced diet, regular exercise, and the right Scottish-Fold pet insurance plan to enjoy good health.

Just like any other cat breed, providing your Scottish Fold cat with access to the very best medical care is essential to ensuring a healthy, happy life.

However, depending on the medical condition your Scottish Fold cat might be diagnosed with, attentive medical care can quickly become too costly for most, especially if you include routine care and medication. That’s why it is crucial to get your Scottish Fold cat insurance.

With pet insurance, you can get reimbursed for the money you spend on visits to the vet, depending on the coverage you choose to get.

We should note that, should your Scottish Fold cat be diagnosed with a medical condition before the start date of your policy, the company will not offer cover for that condition. That’s why it’s best to get your insurance as early as possible and ensure your special companion receives adequate coverage.

Common Health Issues for Your Scottish Fold Cat

Though Scottish Fold cats make excellent pets, they experience several issues, making pet insurance even more of a necessity. The following are some of the common health issues your Scottish Fold cat could experience.


Scottish Fold cats develop stiffness and joint pain due to osteochondrodysplasia, a genetic health condition. It results in cartilage and bone abnormalities across the body, leading to noticeable ear cartilage folding.

This condition often affects hock and elbow joints. If not treated early, it can result in poor posture and severe arthritis. A vet can help test and diagnose this condition in your pet for early treatment.

Patellar Luxation

This condition happens when the joining of the thigh, knee, and calf (the Patellar) is misaligned, causing additional strain on your pet’s bones and, in extreme cases, lameness. Though this condition can be detected during birth, in some cases, the symptoms might not appear until your cat is older.

Other Scottish Fold Health Conditions

·     Breathing problems

·     Eye problems

·     Diabetes

·     Obesity

·     Infection of the urinary tract

Why Is Scottish Fold Cat Pet Insurance Important?

Though your Scottish Fold cat might be healthy today, there is no way to guarantee that they will remain that way as they grow older. On top of that, medical care, exams, and procedures can rack up quite a hefty bill, mainly when emergencies occur.

Should your Scottish Fold cat’s medical needs change, you could be left struggling to figure out how to afford the medical care their condition calls for.

Fortunately, cat owners now have a more affordable way to do precisely that, thanks to pet insurance. Here are some of the reasons why getting your Scottish Fold cat pet insurance is essential:

  • Pet insurance helps you offset the cost of significant medical bills
  • If you purchase the insurance early on, before your Scottish Fold cat develops any long-term conditions, your pet will have coverage for their entire life
  • Pet insurance gives you the peace of mind of knowing that you can provide your pet with the best medical care, taking them to the vet as often as they need

Pet insurance is not only essential. It also offers you a few beneficial perks. The plans are affordable and customizable, depending on your needs and budget.

Comparing Scottish Fold Cat Insurance Quotes

Not every insurance plan will be suitable for your pet’s needs, which is why choosing the best insurance for Scottish Fold cats is critical. You don’t want to find that your pet isn’t covered when they need it most.

Though finding the most suitable option was often challenging in the past, thanks to Fursure, you can now easily compare pet insurance for your Scottish Fold cat. Our process is quick and effective.

All you need to do is reach out to us, give us some details about your lovely Scottish Fold cat, and our insurance experts will provide you with recommendations to choose the insurance plan that’s ideal for you and your pet.


How Does Pet Insurance Work?

Once you get your Scottish Fold cat pet insurance, you can proceed to take your cat to the vet, paying for the medical services as you normally would. You then file a claim, and, depending on your coverage and reimbursement level, your insurance company will refund the money.

How Soon Does Pet Insurance Take Effect?

The specific waiting period before the insurance takes effect varies depending on the insurance company you pick. However, for most companies, the waiting period usually lasts for 14 days.

Can You Get Pet Insurance Even After Diagnosis?

Yes, you can still get pet insurance for your Scottish Fold cat even after diagnosis. There is a downside, though. Any medical condition diagnosed before the start date of your coverage is excluded from your pet’s insurance policy. Unfortunately, this means that the condition would not be covered, and treatment payments will have to come out of pocket.

How Much Does Scottish Fold Cat Insurance Cost?

The price you pay for your Scottish Fold cat’s insurance will vary depending on your cat’s age, as well as your desired coverage, financial standing, and zip code. For instance, in New York, you could pay up to $111 for a Scottish Fold cat that is six months old or $135 for one that is five years old.

Pet Insurance is Worth It

Since they are pure breeds, Scottish Fold cats are more likely to develop genetic health issues. However, caring for your pet should never be restricted by finances. That’s why having the best pet insurance for your Scottish Fold cat is not only a necessity but worth your peace of mind.