Compare Pet Insurance in California

Published on
June 30, 2022
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Pet Insurance in California

Access to quality medical care is essential if you want to keep your pet healthy and safe. However, the problem with giving your cat or dog the very best medical care they can get in California is the high expenses you have to incur.

In cities like Los Angeles and San Diego, pet owners could easily find themselves paying up to $250 for routine veterinary checkups. This amount could increase substantially if the vet diagnoses your pet with a medical condition or in the event of emergencies.

Such medical emergencies are more common than you think. In fact, according to reports, one in three pets need emergency treatment every year. While these treatments often cost thousands of dollars, there is a solution—pet insurance.

What Is Pet Insurance?

Just like how your health insurance offers coverage in case of illness and accidents, pet insurance promises to provide your furry companion with the same kind of coverage.

It’s pretty simple. Once you have set up an insurance plan, you can take your pet to any vet in California for the treatment they need. You then pay for the treatment and submit a claim to your insurance provider. On receiving the claim, the insurance provider will reimburse you for the covered treatments.

What Are the Coverage Options?

There are four different categories of coverage your pet insurance offers. They are:

  • Accident and Illness: This plan covers all medical treatments related to illness or accidents.
  • Accident Only: This plan only covers emergency care resulting from your pet ingesting something toxic or getting hit by a vehicle.
  • Wellness: The wellness plan covers routine medical care such as regular vet visits, vaccinations, and annual checkups.
  • Accident Illness with Wellness: This pet insurance plan covers all medical care, including accidents, illnesses, and routine wellness.

Is Having Pet Insurance in California Worth It?

In California, pet procedures can be very costly. Unfortunately, most pet parents are not capable of paying the veterinary bill out of pocket, especially in the event of unexpected occurrences. Getting pet insurance will help you ensure that your dog or cat will receive the medical care they need regardless of what happens.

Here are some of the reasons why having pet insurance is more than worth it:

  • Pet insurance helps you offset the expenses of substantial bills
  • Depending on when you get the insurance and the kind of plan you get, your pet can be covered for the rest of their life
  • It offers you peace of mind from knowing that you can provide your pet with the best care as often as they need without worrying about medical bills piling up
  • Since the industry is refreshed every year, you are free to file as many claims as necessary without worrying about your coverage being negatively affected
  • Whether you live in San Diego, Los Angeles, or Sacramento, you can use your insurance plan at any vet in California and get reimbursed for the medical costs you incur

How To Find the Best Insurance Plan for My Cat or Dog

The key to enjoying all the benefits we have mentioned above is to find the best pet insurance in California. However, this can be more challenging because of the many options available today.

Finding the right cat or dog insurance in California requires you to sift through a ton of information regarding coverage plans, reimbursement levels, and monthly premiums. Though some individuals might be tempted to opt for the cheapest plan they can find, doing so would leave your cat or dog with limited coverage.

To help you find the most suitable dog or cat insurance in California, here are a few factors you should look consider.


Analyze each insurance plan’s coverage, paying attention to the exclusions because there are certain conditions that most plans do not cover.


Not every plan will reimburse you for the actual veterinary bill. Look out for particular insurance jargon that is usually code for lower reimbursement amounts.

Payout Caps

Ideally, you should pick a plan with no payout caps, so try to determine if the insurance plan places caps on the payouts per incident, year, or over your pet’s lifetime.

Customer Service

Read reviews from past and current clients to become familiar with the customer service they received from the company.

Compare Pet Insurance Companies in California

There is a lot to consider when comparing pet insurance companies in California. While some people will only look at what the plan costs today, it is vital to go beyond that and try to understand what the plan will cost you across your pet’s lifespan.

Some policies will have varying rates at which your monthly premiums may increase, meaning what looks cheap today might be costly in the long run.

With all things considered, picking an insurance company for your pet can be a daunting process that no pet owner wants to get wrong. Fortunately, the pet insurance gurus at Fursure can help you compare affordable pet insurance in California, guiding you in picking the most suitable option.

Why Use Fursure To Look for Pet Insurance in California?

As you focus on taking care of your pet, you want to do so knowing that, should anything happen, getting them medical care will not be a financial hassle.

Fursure is the most effective resource for pet parents looking to find an insurance plan to protect their pets while fitting into their budget. Thanks to our insurance experts, finding coverage is now straightforward and stress-free.

Why spend hours reading through complicated insurance jargon when Fursure can do all the heavy lifting for you. Simply tell us everything about your cat or dog and let us gather the information you need. We will then give you access to our comparison tools, enabling you to pick the right insurance policy for you and your furry friend.

Here is why you should use Fursure to look for pet insurance in California:

  • We provide you with customized recommendations based on your pet and budget range
  • Our services have no hidden fees
  • Our process is fast, simple, effective, and as seamless as possible

Fursure is changing the way California residents are protecting their pets. Get your free quote today and start providing your pet with lifelong quality and affordable medical care.