Compare Pet Insurance in Colorado

Published on
June 30, 2022
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Pet Insurance in Colorado

With Colorado having the most dog sitters and walkers per capita, there is no shortage of help for your furry friend. Even when it comes to pet insurance, Colorado has plenty of options, regardless if you live in Denver, Durango, or Colorado Springs.

Veterinary Costs in Colorado

As pet-friendly as the state is, emergency pet care costs in Colorado happen to be one of the highest in the country. Pet owners in the state spend an average of $1,500 annually on emergency care alone, with some spending as much as $4,000.

On top of that, because dogs and cats face various health issues like kidney disease and arthritis at higher rates in Colorado than in the rest of the United States, being able to afford your pet's veterinary bill is essential. That is what pet health insurance in Colorado is there to help you do.

What Is Pet Insurance?

Pet health insurance is a type of insurance you can purchase to help with your pet’s veterinary bills. Depending on the insurance provider you pick, you can choose from various levels of coverage, including:

  • Illness Plan: Only covers treatments related to illnesses.
  • Wellness Plan: Offers coverage for routine treatments like vaccinations and annual checkups.
  • Accident-only Plan: Only covers treatments pertaining to accidents.
  • Accident and Illness: This covers both illness- and accident-related vet visits.
  • Lifetime: This plan will provide your pet with coverage for the rest of their life as long as you continue to renew the policy each year.
  • Maximum Benefit: This plan provides you with the maximum benefit amount on all covered vet visits. However, once you use up the benefit amount, you cannot make more claims.

There are more types of pet insurance you can get in Colorado, depending on the insurance agency you choose. All you need to do is pick the plan that promises to meet your pet’s needs.

Is Having Pet Insurance in Colorado Worth It?

In Colorado, pet procedures can be very costly. Unfortunately, most pet parents are not capable of paying the veterinary bill out of pocket, especially in the event of unexpected occurrences. Getting pet insurance will help you ensure that your dog or cat will receive the medical care they need regardless of what happens.

Here are some of the reasons why having pet insurance is more than worth it:

  • Pet insurance helps you offset the expenses of substantial bills
  • Depending on when you get the insurance and the kind of plan you get, your pet can be covered for the rest of their life
  • It offers you peace of mind from knowing that you can provide your pet with the best care as often as they need without worrying about medical bills piling up
  • Since the industry is refreshed every year, you are free to file as many claims as necessary without worrying about your coverage being negatively affected
  • Whether you live in Denver or Colorado Springs, you can use your insurance plan at any vet in Colorado and get reimbursed for the medical costs you incur

How To Find the Best Insurance Plan for My Cat or Dog

The key to enjoying all the benefits we have mentioned above is to find the best pet insurance in Colorado. However, this can be more challenging because of the many options available today.

Finding the right cat or dog insurance in Colorado requires you to sift through a ton of information regarding coverage plans, reimbursement levels, and monthly premiums. Though some individuals might be tempted to opt for the cheapest plan they can find, doing so would leave your cat or dog with limited coverage.

To help you find the most suitable dog or cat insurance in Colorado, here are a few factors you should consider.


Analyze each insurance plan’s coverage, paying attention to the exclusions because there are certain conditions that most plans do not cover.


Not every plan will reimburse you for the actual veterinary bill. Look out for particular insurance jargon that is usually code for lower reimbursement amounts.

Payout Caps

Ideally, you should pick a plan with no payout caps, so try to determine if the insurance plan places caps on the payouts per incident, year, or over your pet’s lifetime.

Customer Service

Read reviews from past and current clients to become familiar with the customer service they received from the company.

Compare Pet Insurance Companies in Colorado

There is a lot to consider when comparing pet insurance companies in Colorado. While some people will only look at what the plan costs today, it is vital to go beyond that and try to understand what the plan will cost you across your pet’s lifespan.

Some policies will have varying rates at which your monthly premiums may increase, meaning what looks cheap today might be costly in the long run.

With all things considered, picking an insurance company for your pet can be a daunting process that no pet owner wants to get wrong. Fortunately, the pet insurance gurus at Fursure can help you compare affordable pet insurance in Colorado, guiding you in picking the most suitable option.

Why Use Fursure To Look for Pet Insurance in Colorado?

As you focus on taking care of your pet, you want to do so knowing that, should anything happen, getting them medical care will not be a financial hassle.

Fursure is the most effective resource for pet parents looking to find an insurance plan to protect their pets while fitting into their budget. Thanks to our insurance experts, finding coverage is now straightforward and stress-free.

Why spend hours reading through complicated insurance jargon when Fursure can do all the heavy lifting for you. Simply tell us everything about your cat or dog and let us gather the information you need. We will then give you access to our comparison tools, enabling you to pick the right insurance policy for you and your furry friend.

Here is why you should use Fursure to look for pet insurance in Colorado:

  • We provide you with customized recommendations based on your pet and budget range
  • Our services have no hidden fees
  • Our process is fast, simple, effective, and as seamless as possible

Fursure is changing the way Colorado residents are protecting their pets. Get your free quote today today and start providing your pet with lifelong quality and affordable medical care.