Best Pet Insurance in Idaho

Published on
June 29, 2022
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The Basics of Pet Insurance in Idaho

Pet insurance plans are widely available and common among dog and cat owners in Idaho. It offers you peace of mind in case your fur baby needs emergency surgery or treatment. Instead of being left with huge medical expenses, you can save hundreds by paying a monthly pet insurance premium. 

With 58% of households housing dogs, Idaho is a popular state to have a canine friend! Don’t worry, cat lovers – about 33% of Idaho residents own a cat, which is still a higher percentage than most states. It’s no surprise there’s a need for pet insurance! 

Your pet can go through medical emergencies just like humans. The good thing is that pet insurance plans are not as expensive as one would think in cities like Boise and Meridian. For example, in Boise, ID, a three-year-old dog weighing from 20-60 pounds can leave you with a $33.90 monthly premium. This can cover almost 80% of your bill, which is around $250 for an annual deductible. 

How Does Pet Insurance Work in Idaho?

Pet insurance is no different than your own. It’s there in case of accidents, illnesses, and more to keep your pet safe and cared for. 

Once you’ve chosen an insurance plan that works for you and your pet, you’re free to see veterinarians in Idaho. You’ll pay for treatment like usual and then send a claim to your specific insurance company. When the insurance provider has your claim, they’ll reimburse the treatments they cover. 

Breaking Down Coverage Options

When choosing insurance in Idaho for your furry friend, there are generally four types of coverage offered to pets. Keep in mind there can be waiting periods until the insurance is available for use. Plans include: 

  • Accident Only: This coverage is for emergency treatment, such as getting hit by a car or ingesting toxic substances. 
  • Accident and Illness: This coverage covers treatments for accidents or illnesses. 
  • Wellness: This coverage is for routine checkups and vaccinations. 
  • Accident and Illness with Wellness: This coverage is for any type of medical care such as illness, wellness visits, and accidents.

Is Having Pet Insurance in Idaho Worth It?

In Idaho, pet procedures can be very costly. Unfortunately, most pet parents are not capable of paying the veterinary bill out of pocket, especially in the event of unexpected occurrences. Getting pet insurance will help you ensure that your dog or cat will receive the medical care they need regardless of what happens.

Here are some of the reasons why having pet insurance is more than worth it:

  • Pet insurance helps you offset the expenses of substantial bills
  • Depending on when you get the insurance and the kind of plan you get, your pet can be covered for the rest of their life
  • It offers you peace of mind from knowing that you can provide your pet with the best care as often as they need without worrying about medical bills piling up
  • Since the industry is refreshed every year, you are free to file as many claims as necessary without worrying about your coverage being negatively affected
  • Whether you live in Boise and Meridian, you can use your insurance plan at any vet in Idaho and get reimbursed for the medical costs you incur

How To Find the Best Insurance Plan for My Cat or Dog

The key to enjoying all the benefits we have mentioned above is to find the best pet insurance in Idaho. However, this can be more challenging because of the many options available today.

Finding the right cat or dog insurance in Idaho Requires you to sift through a ton of information regarding coverage plans, reimbursement levels, and monthly premiums. Though some individuals might be tempted to opt for the cheapest plan they can find, doing so would leave your cat or dog with limited coverage.

To help you find the most suitable dog or cat insurance in Idaho, here are a few factors you should consider.


Analyze each insurance plan’s coverage, paying attention to the exclusions because there are certain conditions that most plans do not cover.


Not every plan will reimburse you for the actual veterinary bill. Look out for particular insurance jargon that is usually code for lower reimbursement amounts.

Payout Caps

Ideally, you should pick a plan with no payout caps, so try to determine if the insurance plan places caps on the payouts per incident, year, or over your pet’s lifetime.

Customer Service

Read reviews from past and current clients to become familiar with the customer service they received from the company.

Compare Pet Insurance Companies in Idaho

There is a lot to consider when comparing pet insurance companies in Idaho. While some people will only look at what the plan costs today, it is vital to go beyond that and try to understand what the plan will cost you across your pet’s lifespan.

Some policies will have varying rates at which your monthly premiums may increase, meaning what looks cheap today might be costly in the long run.

With all things considered, picking an insurance company for your pet can be a daunting process that no pet owner wants to get wrong. Fortunately, the pet insurance gurus at Fursure can help you compare affordable pet insurance in Idaho, guiding you in picking the most suitable option.

Why Use Fursure To Look for Pet Insurance in Idaho?

As you focus on taking care of your pet, you want to do so knowing that, should anything happen, getting them medical care will not be a financial hassle.

Fursure is the most effective resource for pet parents looking to find an insurance plan to protect their pets while fitting into their budget. Thanks to our insurance experts, finding coverage is now straightforward and stress-free.

Why spend hours reading through complicated insurance jargon when Fursure can do all the heavy lifting for you. Simply tell us everything about your cat or dog and let us gather the information you need. We will then give you access to our comparison tools, enabling you to pick the right insurance policy for you and your furry friend.

Here is why you should use Fursure to look for pet insurance in Idaho:

  • We provide you with customized recommendations based on your pet and budget range
  • Our services have no hidden fees
  • Our process is fast, simple, effective, and as seamless as possible

Fursure is changing the way Idaho residents are protecting their pets. Get your free quote today and start providing your pet with lifelong quality and affordable medical care.