Best Pet Insurance in Illinois

Published on
June 29, 2022
Fursure Pet Insurance is here!
LEarn more
Everything You Need to Know About Vet Costs
Subscribe to our newsletter
Read about our privacy policy.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

What To Expect with Pet Insurance in Illinois

Recall the last time your pet needed medical attention. Was it a routine check-up? Or was there an accident or illness that racked up a few bills? No matter the medical reason, pet insurance in Illinois can help you and your pet in any medical situation. 

The ability to provide medical care for your pets is essential for their quality of life, but sometimes, these expenses can take a toll on you. Pet insurance plans in Illinois offer inexpensive monthly premiums to ensure your pet is well taken care of. 

Cities like Aurora and Springfield offer pet insurance quotes from $19 to $59 a month. And when an accident, illness, or wellness check comes up, your insurance provider can offer you a 70% to 90% reimbursement for treatment expenses. However, when you start a pet insurance plan, keep in mind the specific waiting period your insurance company enforces.

Pet Insurance – What Is It?

Similar to your own health care insurance, pet insurance plans cover treatment in case of an accident, injury, or even for routine physicals. 

When you’ve set up the insurance plan, you’re able to take your pet to any provider. Once you’ve paid for your pet’s treatment, you can make a claim to your insurance company. When they receive the claim, you’ll get a reimbursement for the treatments. 

Types of Coverage for Pet Insurance

Here are the four types of insurance plans: 

  • Accident, Illness with Wellness: This covers all treatments, such as routine check-ups, accidents, and illnesses. 
  • Accident and Illness: This encompasses all treatments for accidents or illnesses. 
  • Accident Only: This covers emergency medical attention if your pet is hit by a car or ingests a toxic material. 
  • Wellness: This plan is for regular check-ups, vaccinations, and regular visits. 

Is Having Pet Insurance in Illinois Worth It?

In Illinois, pet procedures can be very costly. Unfortunately, most pet parents are not capable of paying the veterinary bill out of pocket, especially in the event of unexpected occurrences. Getting pet insurance will help you ensure that your dog or cat will receive the medical care they need regardless of what happens.

Here are some of the reasons why having pet insurance is more than worth it:

  • Pet insurance helps you offset the expenses of substantial bills
  • Depending on when you get the insurance and the kind of plan you get, your pet can be covered for the rest of their life
  • It offers you peace of mind from knowing that you can provide your pet with the best care as often as they need without worrying about medical bills piling up
  • Since the industry is refreshed every year, you are free to file as many claims as necessary without worrying about your coverage being negatively affected 
  • Whether you live in  Aurora or Springfield, you can use your insurance plan at any vet in Illinois and get reimbursed for the medical costs you incur

How To Find the Best Insurance Plan for My Cat or Dog

The key to enjoying all the benefits we have mentioned above is to find the best pet insurance in Illinois. However, this can be more challenging because of the many options available today.

Finding the right cat or dog insurance in Illinois requires you to sift through a ton of information regarding coverage plans, reimbursement levels, and monthly premiums. Though some individuals might be tempted to opt for the cheapest plan they can find, doing so would leave your cat or dog with limited coverage.

To help you find the most suitable dog or cat insurance in Illinois, here are a few factors you should consider.


Analyze each insurance plan’s coverage, paying attention to the exclusions because there are certain conditions that most plans do not cover.


Not every plan will reimburse you for the actual veterinary bill. Look out for particular insurance jargon that is usually code for lower reimbursement amounts.

Payout Caps

Ideally, you should pick a plan with no payout caps, so try to determine if the insurance plan places caps on the payouts per incident, year, or over your pet’s lifetime.

Customer Service

Read reviews from past and current clients to become familiar with the customer service they received from the company.

Compare Pet Insurance Companies in Illinois

There is a lot to consider when comparing pet insurance companies in Illinois. While some people will only look at what the plan costs today, it is vital to go beyond that and try to understand what the plan will cost you across your pet’s lifespan.

Some policies will have varying rates at which your monthly premiums may increase, meaning what looks cheap today might be costly in the long run.

With all things considered, picking an insurance company for your pet can be a daunting process that no pet owner wants to get wrong. Fortunately, the pet insurance gurus at Fursure can help you compare affordable pet insurance in Illinois, guiding you in picking the most suitable option.

Why Use Fursure To Look for Pet Insurance in Illinois?

As you focus on taking care of your pet, you want to do so knowing that, should anything happen, getting them medical care will not be a financial hassle.

Fursure is the most effective resource for pet parents looking to find an insurance plan to protect their pets while fitting into their budget. Thanks to our insurance experts, finding coverage is now straightforward and stress-free.

Why spend hours reading through complicated insurance jargon when Fursure can do all the heavy lifting for you. Simply tell us everything about your cat or dog and let us gather the information you need. We will then give you access to our comparison tools, enabling you to pick the right insurance policy for you and your furry friend.

Here is why you should use Fursure to look for pet insurance in Illinois:

  • We provide you with customized recommendations based on your pet and budget range
  • Our services have no hidden fees
  • Our process is fast, simple, effective, and as seamless as possible

Fursure is changing the way Illinois residents are protecting their pets. Get your free quote today and start providing your pet with lifelong quality and affordable medical care.