Best Pet Insurance in Iowa

Published on
June 29, 2022
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What Does Pet Insurance in Iowa Mean for You? 

Your pet’s health matters to you, so shouldn’t you get protection in case of medical emergencies? In the Hawkeye State, there are plenty of insurance providers to choose from. But depending on which one you choose, you’ll be looking at different rates and policy types. 

For cities like Des Moines and Cedar Rapids, pet insurance policies range from $11 to $98, depending on what type of pet you own. While these prices can vary, pet insurance will save you big bucks in the long run.

In fact, health issues among pets are more common than some think. About one out of three pets require emergency medical care each year. These treatments can cost you hundreds to thousands of dollars. Luckily, pet health insurance in Iowa is a great solution! 

What Can You Expect from Pet Health Insurance?

Humans and pets alike deal with unexpected medical issues. So, pet health insurance may be just what you need to ensure your dog or cat has the best quality of life and healthy paws.

The process is straightforward. First, set up the pet insurance plan you want in Iowa, then take your furry friend to the vet for treatment. Next, let your insurance company know about the treatments you paid for by submitting a claim. They’ll receive your claim and then tell you which treatments you’ll be reimbursed for. 

Here Are Your Coverage Options

There are generally four main types of cat and dog insurance plans to choose from:

  • Wellness: This coverage is only for check-up visits and vaccinations. This includes annual check-ups too. 
  • Accident and Illness: This covers treatments for accidents and illnesses only. 
  • Accident Only: This coverage is pretty self-explanatory. It covers accidents only, like if your pet ingests a toxic chemical or gets hit by a car. 
  • Accident, Illness with Wellness: This plan combines all treatments for illnesses, accidents, and wellness care. 

Is Having Pet Insurance in Iowa Worth It?

In Iowa, pet procedures can be very costly. Unfortunately, most pet parents are not capable of paying the veterinary bill out of pocket, especially in the event of unexpected occurrences. Getting pet insurance will help you ensure that your dog or cat will receive the medical care they need regardless of what happens.

Here are some of the reasons why having pet insurance is more than worth it:

  • Pet insurance helps you offset the expenses of substantial bills
  • Depending on when you get the insurance and the kind of plan you get, your pet can be covered for the rest of their life
  • It offers you peace of mind from knowing that you can provide your pet with the best care as often as they need without worrying about medical bills piling up
  • Since the industry is refreshed every year, you are free to file as many claims as necessary without worrying about your coverage being negatively affected
  • Whether you live in Des Moines or Cedar Rapids, you can use your insurance plan at any vet in Iowa and get reimbursed for the medical costs you incur

How To Find the Best Insurance Plan for My Cat or Dog

The key to enjoying all the benefits we have mentioned above is to find the best pet insurance in Iowa. However, this can be more challenging because of the many options available today.

Finding the right cat or dog insurance in Iowa requires you to sift through a ton of information regarding coverage plans, reimbursement levels, and monthly premiums. Though some individuals might be tempted to opt for the cheapest plan they can find, doing so would leave your cat or dog with limited coverage.

To help you find the most suitable dog or cat insurance in Iowa, here are a few factors you should consider.


Analyze each insurance plan’s coverage, paying attention to the exclusions because there are certain conditions that most plans do not cover.


Not every plan will reimburse you for the actual veterinary bill. Look out for particular insurance jargon that is usually code for lower reimbursement amounts.

Payout Caps

Ideally, you should pick a plan with no payout caps, so try to determine if the insurance plan places caps on the payouts per incident, year, or over your pet’s lifetime.

Customer Service

Read reviews from past and current clients to become familiar with the customer service they received from the company.

Compare Pet Insurance Companies in Iowa

There is a lot to consider when comparing pet insurance companies in Iowa. While some people will only look at what the plan costs today, it is vital to go beyond that and try to understand what the plan will cost you across your pet’s lifespan.

Some policies will have varying rates at which your monthly premiums may increase, meaning what looks cheap today might be costly in the long run.

With all things considered, picking an insurance company for your pet can be a daunting process that no pet owner wants to get wrong. Fortunately, the pet insurance gurus at Fursure can help you compare affordable pet insurance in Iowa, guiding you in picking the most suitable option.

Why Use Fursure To Look for Pet Insurance in Iowa?

As you focus on taking care of your pet, you want to do so knowing that, should anything happen, getting them medical care will not be a financial hassle.

Fursure is the most effective resource for pet parents looking to find an insurance plan to protect their pets while fitting into their budget. Thanks to our insurance experts, finding coverage is now straightforward and stress-free.

Why spend hours reading through complicated insurance jargon when Fursure can do all the heavy lifting for you. Simply tell us everything about your cat or dog and let us gather the information you need. We will then give you access to our comparison tools, enabling you to pick the right insurance policy for you and your furry friend.

Here is why you should use Fursure to look for pet insurance in Iowa:

  • We provide you with customized recommendations based on your pet and budget range
  • Our services have no hidden fees
  • Our process is fast, simple, effective, and as seamless as possible

Fursure is changing the way Iowa residents are protecting their pets. Get your free quote today and start providing your pet with lifelong quality and affordable medical care.