Comparing Pet Insurance in Maryland

Published on
June 29, 2022
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Considering Pet Health Insurance in Maryland

Have you ever considered getting pet insurance before? If not, it might be a good time to invest in a monthly premium in Maryland. Without it, you could be looking at unnecessarily high expenses in the future. 

Cities like Baltimore and Annapolis see reasonable premium insurance prices for pet healthcare policies. Baltimore averaged $35.68 monthly and for Annapolis $42.78. For many, the benefits of insurance can outweigh the expenses seen later. 

Insurance for your pet can be a great investment. Every year, one in three pets need emergency treatment, costing thousands of dollars each year. To minimize this, pet health insurance is just the thing for you. 

Pet Health Insurance in Maryland – How Does It Work?

It’s no secret that your pet’s health is an important part of their life. So, when you invest in their health with pet insurance, you’ll be guaranteed to save money while ensuring the best life for them. 

Pet health insurance works like this: you visit the vet for treatment or a wellness visit, then you make a claim to the insurance agency. They will review the claim and reimburse you for the treatments they cover. It’s that simple! Check around your local Maryland pet insurance providers to see what works for you. 

What Types of Plans Are There?

There are four plans that any pet owner can invest in:

  • Accident and Illness: This plan covers accidents and illnesses. For example, if your pet has an injury or gets sick, this insurance policy will cover their treatment. 
  • Accident Only: This plan is for accidents. If your pet breaks its leg, gets hit by a car, or experiences any kind of accident, they’ll have coverage. 
  • Wellness: This is simply for wellness purposes only, such as annual physicals and vaccinations. 
  • Accident Illness with Wellness: This plan covers everything from broken bones to illnesses, surgeries, vaccinations, and more.

Is Having Pet Insurance in Maryland Worth It?

In Maryland, pet procedures can be very costly. Unfortunately, most pet parents are not capable of paying the veterinary bill out of pocket, especially in the event of unexpected occurrences. Getting pet insurance will help you ensure that your dog or cat will receive the medical care they need regardless of what happens.

Here are some of the reasons why having pet insurance is more than worth it:

  • Pet insurance helps you offset the expenses of substantial bills
  • Depending on when you get the insurance and the kind of plan you get, your pet can be covered for the rest of their life
  • It offers you peace of mind from knowing that you can provide your pet with the best care as often as they need without worrying about medical bills piling up
  • Since the industry is refreshed every year, you are free to file as many claims as necessary without worrying about your coverage being negatively affected
  • Whether you live in Baltimore or Annapolis, you can use your insurance plan at any vet in Maryland and get reimbursed for the medical costs you incur

How to find the best insurance plan for my cat or dog

The key to enjoying all the benefits we have mentioned above is to find the best pet insurance in Maryland. However, this can be more challenging because of the many options available today.

Finding the right cat or dog insurance in Maryland requires you to sift through a ton of information regarding coverage plans, reimbursement levels, and monthly premiums. Though some individuals might be tempted to opt for the cheapest plan they can find, doing so would leave your cat or dog with limited coverage.

To help you find the most suitable dog or cat insurance in Maryland, here are a few factors you should consider.


Analyze each insurance plan’s coverage, paying attention to the exclusions because there are certain conditions that most plans do not cover.


Not every plan will reimburse you for the actual veterinary bill. Look out for particular insurance jargon that is usually code for lower reimbursement amounts.

Payout Caps

Ideally, you should pick a plan with no payout caps, so try to determine if the insurance plan places caps on the payouts per incident, year, or over your pet’s lifetime.

Customer Service

Read reviews from past and current clients to become familiar with the customer service they received from the company.

Compare Pet Insurance Companies in Maryland

There is a lot to consider when comparing pet insurance companies in Maryland. While some people will only look at what the plan costs today, it is vital to go beyond that and try to understand what the plan will cost you across your pet’s lifespan.

Some policies will have varying rates at which your monthly premiums may increase, meaning what looks cheap today might be costly in the long run.

With all things considered, picking an insurance company for your pet can be a daunting process that no pet owner wants to get wrong. Fortunately, the pet insurance gurus at Fursure can help you compare affordable pet insurance in Maryland, guiding you in picking the most suitable option.

Why use Fursure to look for pet insurance in Maryland?

As you focus on taking care of your pet, you want to do so knowing that, should anything happen, getting them medical care will not be a financial hassle.

Fursure is the most effective resource for pet parents looking to find an insurance plan to protect their pets while fitting into their budget. Thanks to our insurance experts, finding coverage is now straightforward and stress-free.

Why spend hours reading through complicated insurance jargon when Fursure can do all the heavy lifting for you. Simply tell us everything about your cat or dog and let us gather the information you need. We will then give you access to our comparison tools, enabling you to pick the right insurance policy for you and your furry friend.

Here is why you should use Fursure to look for pet insurance in Maryland:

  • We provide you with customized recommendations based on your pet and budget range
  • Our services have no hidden fees
  • Our process is fast, simple, effective, and as seamless as possible

Fursure is changing the way Maryland residents are protecting their pets. Get your free quote today and start providing your pet with lifelong quality and affordable medical care.